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Here are some comments from happy customers describing their  experience with me.
I hope my next testimonial comes from you!
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Troy,
We wanted to send our most sincere gratitude for all the hard work you did on our new home mortgage. The last time we bought a home using a different mortgage broker, the process was stressful and time consuming, and we were skeptical of using a mortgage person instead of a bank this time.
When we first called, you promised us that you had lower rates and much better service than a local bank. Not only did you deliver on those promises, but you proved to be an expert in all areas of the lending process. We got a great interest rate, but more importantly you were there to answer our questions day, night and weekends. Thank you again for your service, and feel free to use this as a testimonial for future clients.
Ron and Tara, Coral Springs FL
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Thanks Troy for helping my Mom get her Reverse Mortgage. You helped her with all of her questions (and mine too). She is now living more comfortable. We went into this blind not knowing anything about a Reverse Mortgage and you helped her every step of the way. We thank you so much and we can rest easy that she is financial more comfortable. We couldn't have asked for anything more.
BIG THANKS TROY!!!
Carol Cothern-Plantation (and Mom) Rita Roby-Tamarac
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Troy - I just wanted to thank you for helping both Lori and I through our recent refinance and HELOC. As you know in the past, I have only dealt with the larger institutions (i.e. Fleet, Bank of America and Coldwell Banker) directly because I thought they would have better programs and level of service. You proved me wrong and provided me with the utmost professionalism and products that suited our needs perfectly. I have a strong feeling that you treat all of your clients with outstanding service and have their best interests in mind. Your communications, follow-up and attention to detail is first class and we understand why you are able to support your business with mostly referrals. Keep up the good work and feel free to use this as a testimonial for your website. From Scott and Lori, Plantation FL
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Dear Troy - Working with you on our re-finance was a real pleasure. As you know, our existing mortgage loan was adjustable and about to go up to a rate that would have really hurt us. Thanks so much for the information on the credit repair service. They were able to raise our credit score to a number that the lenders were happy to work with. We knew little to nothing about refinancing and having you and your company take that burden off our hands was the best move we could have made. We were able to go about our lives as normal and just let you handle everything knowing you would call us with any information you thought we should have. Thank You again for all the work you did to get us the 30 year fixed at such a great rate. Now we really can stop worrying about our house and just enjoy it. When we first called, you said you would do everything you could to get us into a loan we would be happy with, and you did!! With Our Great Appreciation,
Roberto and Peggy Valenti, Plantation FL
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Troy smoothly guided us through a very complicated loan process because of the lending environment at the time. He was responsive, professional, and completely in control throughout the entire process. Not only will I recommend Troy to friends and family but I'll be using his mortgage services forever.
Dan Alhadeff and Antonella Aronne, Weston FL
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Troy - You have been our family loan officer for several years. You have been there to guide us during good and bad financial times. I never felt comfortable before with loans because I did not quite understand all the terminology and was scared about "hidden" costs. The documents might as well be written in another language! You have always patiently answered all our questions, pointed out things you thought we might not understand, as well as offered us several choices with recommendations depending on our current situation. Several loans and equity lines later, we would recommend you to anyone. I even keep your business cards at my kitchen showroom because I know my customers would benefit from your knowledge and attentive attitude to your customers. Your attention to the "little" things are what make such a difference. Its nice to know you actually care and that you do everything in your power to make the whole experience positive and as painless as possible. Thanks Troy!!! From Daryl & Chiemi Williams, Coral Springs, FL
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We refinanced our home with Troy. He made it effortless for us. He handled everything, from A -Z. He represented my wife and I with the highest level of professionalism and integrity. Troy is a champion in the Mortgage business! He made the entire transaction a real pleasure and we received the lowest rates out there. Thanks to Troy...we saved a lot of money and just as important...we saved TIME. Thanks and God Bless. From Bob and Diane Resciniti, District Manager, Lake Worth FL
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Troy has taken good care of several of my clients purchasing a new home. In this tricky market, you must connect with a lender who can help you make the right lending decisions as well as shop for the best rates available. As a Realtor, I appreciate the professionalism Troy delivers and in turn brings repeat business and word of mouth referrals.
Thank you Troy for being there for my clients.
From Scott Todd, Realtor Coral Springs, FL.
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I was introduced to Troy Cilio a couple of years ago, by a mutual friend. I mentioned that I needed to get out from under a spiraling adjustable mortgage, and take some of my equity out in cash. Troy was able to refinance my mortgage, with a much lower fixed rate, and I was able to get over $20,000 in cash to pay off all my bills. In addition to the courteous and quick service, I did not pay a lot of high fees, points, etc. I couldn't believe it. Since then, I have referred family members, friends and co-workers to Troy, and they can't thank me enough. He has my and my family's business for life! From Karen Osborne, Tamarac, FL
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